When Trust Is Your Commodity
Financial institutions may offer a wide variety of products and services to their customers, but what they’re actually selling is trust. For customers to entrust their financial institution with their hard-earned money, you must demonstrate exceptional accountability, compliance with one of the most robust regulatory landscapes in the country, and a high level of fiduciary responsibility.
In addition to the compliance and legal risks at play, financial institutions face:
- An ever-increasing threat from cyberattacks
- External risk from unexpected rate fluctuations
- An increasingly crowded landscape that requires institutions to provide more benefits to stay competitive
- Growing exposure to operational, cyber, and employee-related threats now requires coordinated insurance programs.
- Accelerating M&A activity in community banking and financial services as institutions evaluate regulatory pressure.
Why Nichols Cauley?
Nichols Cauley has a long history of helping financial institutions navigate the intricacies of financial regulations, oversight, and assurance requirements, while also providing strategic guidance on risk management, tax planning and compliance, and other advisory services. Our expertise and personal touch make us the preferred choice for dozens of financial institutions across the US, with total assets ranging from $40 million to over $1.5 billion.
We stay ahead of industry trends through ongoing training and professional development programs for our team, ensuring we stay well-equipped to face emergent challenges. Our custom tools and integrated platform allow us to streamline clients’ financial operations and realize better efficiencies across their organizations.
With the addition of full-service insurance and M&A advisory, we now support institutions with:
Insurance and Risk Management
We now provide cyber coverage, bankers’ professional liability, employment practices liability, commercial property, and umbrella/excess protection tailored to financial institutions.
Strategic and M&A Advisory Services
Services include readiness assessments, valuation and quality-of-earnings support, and guidance on navigating due diligence, all of which are critical as consolidation continues throughout the Southeast.
This combination enables us to support financial institutions throughout their entire lifecycle—from day-to-day operations to long-term strategic planning.
Common Financial Institution Services
- Tax credits
- Tax planning
- Enhancing and testing internal controls
- Interest rate risk review
- Risk mitigation strategies
- IT general controls review
- Due diligence
- FDIC Improvement Act procedures
- Allowance for credit losses modeling and validation
- Cyber liability and privacy protection
- Bankers’ professional liability
- Directors & Officers (D&O)
- Employment Practices Liability
- Workers’ compensation
- Commercial property and umbrella
- Strategic readiness and valuation insights
- Buy- and sell-side support
- Integration planning
Need Accurate Accounting for Your Financial Institution? We Have the Expertise You Need
Call Nichols Cauley:
11 Locations
With eleven service locations across Georgia, you’re never too far from a Nichols Cauley location that stands ready to offer you the full menu of Nichols Cauley services.
- Atlanta, GA
- Braselton, GA
- Canton, GA
- Dalton, GA
- Dublin, GA
- Johns Creek, GA
- Jesup, GA
- Peachtree City, GA
- Kennesaw, GA
- Rome, GA
- Warner Robins, GA